Concord, you're in for a treat.
Ride over Summer 2025.
we'll deposit $3001 when you...
St. Mary’s Bank is a member-owned credit union. Membership opened to anyone with the purchase of one share of capital stock for $5. Federally Insured by NCUA.
©2025 St. Mary’s Bank - 200 McGregor Street, Manchester, NH 03102. All rights reserved.
Open a new St. Mary's Bank checking account with offer code GET300.
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Open a St. Mary's Bank savings account at the same time.
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Add at least two qualifying recurring direct deposits1 totaling $1,000 or more to your new checking account within 90 days from account opening.
Already a member | Login to online banking to open!
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We're giving this space a GLOW UP!
16 Manchester Street, Concord, NH
Off I-93, Exit 13
Get an early start with a great offer!
let us put #youfirst
Get the account features you need to manage your money, your way.
Open your checking with qualifying actions and we'll drop $3001 in your savings account.
Already a member? Login to online banking to open!
"We had questions about a loan. We spoke to Teagan, and she was so knowledgeable, so helpful, and so kind words cannot do justice. My wife and I have been doing business with St. Mary's Bank over 25 years and people like Teagan are the reason why. If you're looking for a bank St Mary's is the absolute best bank I have ever dealt with."
-John, Litchfield, NH
random fact:
70% of our employees have a beloved pet
checking
Get an easy account for all your transactions.
savings
Automate your savings.
choose your accounts...
Get Paid Early2
Access to your eligible payroll direct deposit up to 2 days early.
Loan Discount3
Enjoy a rate reduction on select loans with automatic payments from your checking.
Mobile Banking
Credit support and monitoring, pay bills, remote deposit, and more.
30,000+ ATMs
Fe-free CO-OP/SUM ATM locations
Rainy Day Savings
Automate your savings with a premium rate.
7.00% APY4 on the first $500 you deposit into this account. After this earn a staggered rate of return on the next two tiers.
5.00% - 7.00% APY4 on $501 to $1,000
0.05% - 7.00% APY4 on $1,001 and over
Automatic monthly deposit required ($25 minimum). No monthly service fee. One free withdrawal per month.
See rates
Beyond Savings5
For all your short and long-term needs.
$250 minimum balance required to waive monthly fee. See rates
For questions call 1-888-786-2791 | locations
1. $300 Bonus Offer Terms and Conditions.
Actions required to qualify for the $300 deposit:
(a) Open both a personal checking account and a personal savings account at the same time.
(b) Add a recurring direct deposit (at least two) totaling $1,000 or more posted to your CHECKING account within 90 days of account opening.
Direct deposit is recurring income electronically deposited into your St. Mary’s Bank checking account by an employer or other organization. It may include salary, pension, government benefits, or other eligible regular income. Certain money transfers, such as person-to-person payments and payments made with apps such as Zelle®, PayPal, or Venmo, do not qualify as direct deposits. Transfers between your accounts at St. Mary’s Bank or other banks or brokerages also do not count as direct deposits.
Bonus Offer Qualifications:
This offer is available to individuals opening their first St. Mary’s Bank checking account. If you have been a primary or secondary (joint) holder of a St. Mary’s Bank checking account within the last 90 days, you are not eligible for this bonus. All deposit accounts must be in good standing (not in default, closed or suspended) when the bonus is paid. Limit one bonus per primary member regardless of the number of checking accounts opened.
Bonus payout may take up to 30 days to post in savings account after all qualifying activities are completed. Direct deposit must be established within 90 calendar days after the account opening date. If the 90th day is not a business day, then these requirements need to be met by the next business day.
Checking accounts: A minimum deposit of $10 is required to open a checking account.
2. Early Pay: If we receive notice from an employer or government agency that your funds are ready, we may post your direct deposit earlier than your “official” scheduled payment day. Subject to originator payroll/funds process and timing. St. Mary’s Bank will not assume liability for not depositing funds to your account early.
3. Loan Rate Discount: Available with automatic payments from a St. Mary’s Bank checking account.
4. Rainy Day Savings: A minimum deposit of $25 is required to open a Rainy Day Savings account. Annual Percentage Yield (APY) accurate as of 2/14/25. A minimum $25 monthly automatic transfer from a St. Mary's Bank checking or qualified direct deposit is required. One free withdrawal is available per month, and a $2.00 fee for each withdrawal afterward. One Rainy Day Savings allowed per member. Rainy Day Savings earns 7.00% APY for $0.01-$500, 5.00% - 7.00% APY for $501-$1000, and 0.05% - 7.00% for $1,001+. Fees may reduce earnings. Rates and terms subject to change without notice.
5. Beyond Savings accounts: A minimum of $10 is required to open a Beyond Savings account. Annual Percentage Yield (APY) accurate as of 1/30/25. Beyond Savings earns 0.05% APY for all tiers. Fees may reduce earnings. Rates and terms subject to change without notice.
6. CD Rate: Annual Percentage Yield (APY) accurate as of 3/28/25. $500 minimum deposit to open. Rate is guaranteed from time of purchase to maturity. Subject to penalty for early withdrawal. Fees may reduce earnings. Rates and terms subject to change without notice.
7. Premier Money Market Promo: Annual Percentage Yield (APY) accurate as of 3/28/25. Rates subject to change at any time. Minimum daily balance of $25,000, and maximum daily balance of $999,999 required to obtain promotional rate. Daily balances of $24,999 and less earn 0.00% APY, daily balances of $1,000,000 and over earn 0.85% APY. Variable rates are subject to change without notice, and after the account is opened. Promotional rate not available for funds currently on deposit with St. Mary's Bank. Limit one promotional rate money market per individual. Monthly service of $10 waived when minimum daily balance remains above $2,500. Fees may reduce earnings.
Federally insured by NCUA. Equal Opportunity Lender.
Find a location | Schedule an appointment
For questions call 1-888-786-2791
HUDSON • LONDONDERRY • MANCHESTER • MILFORD • NASHUA PORTSMOUTH • NORTH HAMPTON • CONCORD (Summer 2025)
It's our mission to help members achieve their financial goals by providing best-in-market service and trusted financial advice.
90,000+ Members | 13 Locations
More ways to make your money work for you...
High-Rate CD
4.00% APY6
9-month term | $500 to open
Premier Money Market Promo
3.00% APY7
on balances of $25,000 to $999,999
not available for funds currently on deposit at St. Mary's Bank
