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Deposit Specials
* Annual Percentage Yield (APY) accurate as of 5/2/25. Rate is guaranteed from time of purchase to maturity. Subject to penalty for early withdrawal. Fees may reduce earnings. Rates and terms listed subject to change without notice. $500 minimum opening deposit required. $1,000,000 maximum deposit.
1. A minimum deposit of $25 is required to open a Rainy Day Savings account. Annual Percentage Yield (APY) accurate as of 5/2/25. A minimum $25 monthly automatic transfer from a St. Mary's Bank checking or qualified direct deposit is required. One free withdrawal is available per month, and a $2.00 fee for each withdrawal afterward. One Rainy Day Savings allowed per member. Rainy Day Savings earns 7.00% APY for $0.01-$500, 5.00% - 7.00% APY for $501-$1000, and 0.05% - 7.00% for $1,001+. Fees may reduce earnings. Rates and terms subject to change without notice. For complete account terms and conditions, please navigate to www.stmarysbank.com or visit a branch location.
2. Annual Percentage Yield (APY) accurate as of 5/2/25. Rates and terms listed subject to change without notice. Rate is guaranteed from time of purchase to maturity. Subject to penalty for early withdrawal. Fees may reduce earnings. $500 minimum opening deposit required
3. Annual Percentage Yield (APY) accurate as of 5/2/25. Rates subject to change at any time. Minimum daily balance of $25,000, and maximum daily balance of $999,999 required to obtain promotional rate. Daily balances of $24,999 and less earn 0.00% APY, daily balances of $1,000,000 and over earn 0.85% APY. Variable rates are subject to change without notice, and after the account is opened. Promotional rate not available for funds currently on deposit with St. Mary's Bank. Limit one promotional rate money market per individual. Monthly service of $10 waived when minimum daily balance remains above $2,500. Fees may reduce earnings.
St. Mary’s Bank is a member-owned credit union. Membership is open to anyone with the purchase of one share of capital stock for $5. Federally insured by NCUA.
© 2025 St. Mary’s Bank - 200 McGregor Street Manchester, NH 03102. All rights reserved. Federally Insured by NCUA. Equal Opportunity Lender
DRAW WHAT YOU NEED, LOCK IN YOUR RATE.
$50 with Auto Loan1
Close a new or refinanced auto loan with us directly and get $50 at closing.
Deposit Specials
$50 with Auto Loan1
Close a new or refinanced auto loan with us directly and get $50 at closing.
DRAW WHAT YOU NEED,
LOCK IN YOUR RATE.
3.00%
APY3
Premier Money Market Special
On balances of $25,000 to $999,999.
Not available for funds currently on deposit at St. Mary's Bank.
BANK WITH THE NATION’S FIRST CREDIT UNION
In 1908, St. Mary’s Bank opened its doors in Manchester, New Hampshire, becoming the first credit union in the nation. Over a century later, St. Mary’s Bank honors the past while continuously moving the credit union forward with innovative products and services.
Discover the St. Mary’s Bank difference today.
3.00%
APY3
Premier Money Market Special
On balances of $25,000 to $999,999. Guaranteed minimum of 3.00% APY through March 31, 2025.
Not available for funds currently on deposit at St. Mary's Bank.
Best Community Bank
-Derry News
Gold Level Lender
- New Hampshire Housing
Top NH Lender
-The Warren Group
Voted Best Credit Union
-New Hampshire Business Review BOB Award
Best of the 603, Credit Union
-Manchester Radio Group
A Best Company to Work For
-Business NH Magazine
4.50%
APY*3
11-Month
CD/IRA
$500 minimum deposit to open.
$500 minimum deposit to open.
5.00%
18-Month CD/IRA
APY*1
18-Month CD/IRA
$500 minimum deposit to open.
4.75%
APY*3
14-Month
CD/IRA
$500 minimum deposit to open.
5.00%
APY*3
18-Month
CD/IRA
$500 minimum deposit to open.
7.00% APY1 on the first $500 you deposit into this account.
After this earn a staggered rate of return on the next two tiers.
5.00% - 7.00% APY1 on $501 to $1,000
Earn 0.05% - 7.00% APY1 on $1,001+
Automatic monthly deposit required ($25 minimum).
No monthly service fee. One free withdrawal per month.
Rainy Day Savings
7.00% APY1
on the first $500 you deposit into this account. After this earn a staggered rate of return on
the next two tiers.
5.00% APY1 on $501 to $1,000
Earn 0.05% APY1 on $1,001+
Automatic monthly deposit required ($25 minimum). No monthly service fee. One free withdrawal per month.
Rainy Day Savings
9-month term | $500 to open
4.00%
CD/IRA
APY*