Get ^$300

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Get Your $300 Bonus¹

Enjoy the benefits of banking with St. Mary's Bank and get $300¹ in three steps:

Open a new St. Mary's Bank checking account with offer code GET300 by December 31, 2024.

Choose Your Savings

Put money aside easily for when you need it.

Get Started

Get the account features you need to manage your money, your way.

Open your checking with qualifying actions and enjoy a $300 bonus¹ with offer code GET300.

Use offer code GET300

Add direct deposits to your new checking within 60 days to qualify for the bonus. Offer expires December 31, 2024.
See all terms and conditions below

When you open a new checking account and companion savings account¹.

Add at least two qualifying recurring direct deposits¹ totaling $1,000 or more to your new checking account within 60 days from account opening.

Open a St. Mary's Bank statement savings account at the same time.

BANK WITH THE NATION’S FIRST CREDIT UNION

In 1908, St. Mary’s Bank opened its doors in Manchester, New Hampshire, becoming the first credit union in the nation. Over a century later, St. Mary’s Bank honors the past while continuously moving the credit union forward with innovative products and services.

Discover the St. Mary’s Bank difference today.

HUDSON • LONDONDERRY • MANCHESTER • MILFORD • NASHUA • PORTSMOUTH

Voted Best Credit Union

-New Hampshire Business Review BOB Award

Best of the 603, Credit Union

-Manchester Radio Group

A Best Company to Work For

-Business NH Magazine

Best Community Bank

-Derry News

Gold Level Lender

- New Hampshire Housing

Top NH Lender

-The Warren Group

© 2024 St. Mary’s Bank - 200 McGregor Street Manchester, NH 03102. All rights reserved. St. Mary’s Bank is a member-owned credit union. Membership opened with purchase of one share of capital stock for $5. Federally Insured by NCUA.

Get Paid Early²

Access to your eligible payroll direct deposits up to 2 days early.

Loan Rate Discount³

Get discounted rates on select loans with automatic payments.

Online/Mobile Banking

4.9 Mobile app rating, free credit score, manage accounts, pay bills remote deposit, alerts, and more.

Our most popular account.

Enjoy fee-free access to 30,000+ CO-OP and SUM ATMs.
No minimum daily balance requirement or monthly service fee.

Beyond Checking Account

Beyond Savings
Ideal for all your short and long-term needs.

$250 minimum balance required to waive monthly fee.
See rates

Rainy Day Savings
Earn 7.00% APY¹ up to first $500, and 5.00% APY¹ on $501 to $1,000.

Automatic monthly deposit required ($25 minimum).
No monthly service fee.
One free withdrawal per month.
See rates

1. $300 Bonus Offer Terms and Conditions.
Offer ends December 31, 2024.

Actions required to qualify for the $300 deposit:
(a) Open both a personal checking account and a personal savings account at the same time.
(b) Have at least two direct deposits totaling $1,000 or more post to your new checking account within 60 days of account opening.

Direct deposit is recurring income electronically deposited into your St. Mary’s Bank checking account by an employer or other organization. It may include salary, pension, government benefits, or other eligible regular income. Certain money transfers, such as person-to-person payments and payments made with apps such as Zelle®, PayPal, or Venmo, do not qualify as direct deposits. Transfers between your accounts at St. Mary’s Bank or other banks or brokerages also do not count as direct deposits.

A minimum deposit of $10 is required to open a St. Mary’s Bank checking account and $10 to open Beyond statement savings. A minimum deposit of $25 is required to open a Rainy Day Savings account. Annual Percentage Yield (APY) accurate as of 2/26/24. APY based on monthly balance. Beyond statement savings earns 0.05% APY for all tiers. Rainy Day Savings earns 7.00% APY for $0.01-$500, 5.00% APY for $501-$1000, and 0.05% for $1,001+. Fees may reduce earnings. Rates and terms subject to change without notice.

For Rainy Day Savings: A minimum $25 monthly automatic transfer from a St. Mary's Bank checking or qualified direct deposit is required. One free withdrawal is available per month, and a $2.00 fee for each withdrawal afterward. One Rainy Day Savings allowed per member.

Bonus Offer Qualifications:
This offer is available to individuals opening their first St. Mary’s Bank checking account. If you have been a primary or secondary holder of a St. Mary’s Bank checking account on or after January 1, 2023, you are not eligible for this bonus. You will not receive the bonus if your account is in default, closed or suspended, or otherwise not in good standing. Limit one bonus per member during the promotional period, regardless of the number of new checking accounts are opened.

Bonus Deposit Requirements:
To be eligible for the $300 bonus, the account must meet these requirements within 60 calendar days after the account opening date. If the 60th day is not a business day, then these requirements need to be met by the next business day:
(a) The primary account holder must be at least 18 years old.
(b) All deposit accounts must be active and in good standing when the bonus is paid.

2. Early Pay:
If we receive notice from an employer or government agency that your funds are ready, we may post your direct deposit earlier than your “official” scheduled payment day. Subject to originator payroll/funds process and timing. St. Mary’s Bank will not assume liability for not depositing funds to your account early.

3. Loan Rate Discount:
Available with automatic payments from a St. Mary’s Bank checking account.

St. Mary’s Bank is a member-owned credit union. Membership opened with the purchase of one share of capital stock for $5.

Federally insured by NCUA. Equal Opportunity Lender.

Use offer code GET300

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