$300 is as easy as...
let us put #youfirst
Get the account features you need to manage your money, your way.
Open your checking with qualifying actions and we'll drop $3001 in your account offer code GET300.
© 2025 St. Mary’s Bank - 200 McGregor Street Manchester, NH 03102. All rights reserved. St. Mary’s Bank is a member-owned credit union. Membership is opened to anyone with the purchase of one share of capital stock for $5.
Federally Insured by NCUA.Equal Opportunity Lender.
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Open a new checking account1 with offer code GET300.
1
Open a savings account1
at the same time.
2
Setup a recurring direct deposit within 90 days
($1,000 minimum)1
3
We Put #YouFirst
Get a trusted banking partner with digital convenience.
Want $300?1
Make the Switch. Get Rewarded.
It’s that simple.
get the mobile app with a
4.9 rating
Secure 24/7 access and control over your accounts in one place, monitor your credit, remotely deposit checks, access finance tools, alerts and more.
Already a member | Login to online banking!
Already a member | Login to online banking to open!
Credit Dashboard
Access your FREE credit tools
Get easy access to your credit score, full credit report, credit monitoring, financial tips, and more.
View Credit Dashboard in online/mobile banking.
HUDSON • LONDONDERRY • MANCHESTER • MILFORD • NASHUA PORTSMOUTH • NORTH HAMPTON • CONCORD (Summer 2025)
It's our mission to help members achieve their financial goals by providing best-in-market service and trusted financial advice.
90,000+ Members | 13 Locations
checking
Get an easy account for all your transactions.
choose your accounts...
Get Paid Early2
Access to your eligible payroll direct deposit up to 2 days early.
Loan Discount3
Enjoy a rate reduction on select loans with automatic payments from your checking.
Mobile Banking
4.9 Mobile app rating, credit support and monitoring, pay bills, remote deposit, and more.
Beyond Savings
For all your short and long-term needs.
$250 minimum balance required to waive monthly fee. See rates
Rainy Day Savings
Automate your savings with a premium rate.
7.00% APY1 on the first $500 you deposit into this account. After this earn a staggered rate of return on the next two tiers.
5.00% - 7.00% APY1 on $501 to $1,000
0.05% - 7.00% APY1 on $1,001 and over
Automatic monthly deposit required ($25 minimum). No monthly service fee. One free withdrawal per month.
See rates
Financial Calculators
Feel confident in your financial decisions by using our easy-to-use calculators.
resources & tools
savings
Automate your savings.
"We had questions about a loan. We spoke to Teagan, and she was so knowledgeable, so helpful, and so kind words cannot do justice. My wife and I have been doing business with St. Mary's Bank over 25 years and people like Teagan are the reason why. If you're looking for a bank St Mary's is the absolute best bank I have ever dealt with."
-John, Litchfield, NH
1. $300 Bonus Offer Terms and Conditions.
Actions required to qualify for the $300 deposit:
(a) Open both a personal checking account and a personal savings account at the same time.
(b) Add a recurring direct deposit (at least two) totaling $1,000 or more posted to your CHECKING account within 90 days of account opening.
Direct deposit is recurring income electronically deposited into your St. Mary’s Bank checking account by an employer or other organization. It may include salary, pension, government benefits, or other eligible regular income. Certain money transfers, such as person-to-person payments and payments made with apps such as Zelle®, PayPal, or Venmo, do not qualify as direct deposits. Transfers between your accounts at St. Mary’s Bank or other banks or brokerages also do not count as direct deposits.
Checking accounts: A minimum deposit of $10 is required to open a checking account.
Rainy Day Savings: A minimum deposit of $25 is required to open a Rainy Day Savings account. Annual Percentage Yield (APY) accurate as of 2/14/25. A minimum $25 monthly automatic transfer from a St. Mary's Bank checking or qualified direct deposit is required. One free withdrawal is available per month, and a $2.00 fee for each withdrawal afterward. One Rainy Day Savings allowed per member. Rainy Day Savings earns 7.00% APY for $0.01-$500, 5.00% - 7.00% APY for $501-$1000, and 0.05% - 7.00% for $1,001+. Fees may reduce earnings. Rates and terms subject to change without notice.
Beyond Savings accounts: A minimum of $10 is required to open a Beyond Savings account. Annual Percentage Yield (APY) accurate as of 1/6/25. Beyond Savings earns 0.05% APY for all tiers. Fees may reduce earnings. Rates and terms subject to change without notice.
Bonus Offer Qualifications:
This offer is available to individuals opening their first St. Mary’s Bank checking account. If you have been a primary or secondary (joint) holder of a St. Mary’s Bank checking account within the last 90 days, you are not eligible for this bonus. All deposit accounts must be in good standing (not in default, closed or suspended) when the bonus is paid. Limit one bonus per primary member regardless of the number of checking accounts opened.
Bonus payout may take up to 30 days to post in savings account after all qualifying activities are completed. Direct deposit must be established within 90 calendar days after the account opening date. If the 90th day is not a business day, then these requirements need to be met by the next business day.
2. Early Pay:
If we receive notice from an employer or government agency that your funds are ready, we may post your direct deposit earlier than your “official” scheduled payment day. Subject to originator payroll/funds process and timing. St. Mary’s Bank will not assume liability for not depositing funds to your account early.
3. Loan Rate Discount:
Available with automatic payments from a St. Mary’s Bank checking account.
Federally insured by NCUA. Equal Opportunity Lender.