Take advantage of these limited-time specials.

Contact Us  |  1-888-786-2791

St. Mary's Bank

Current Offers

1. Rainy Day Savings: A minimum deposit of $25 is required to open a Rainy Day Savings account. Annual Percentage Yield (APY) accurate as of 11/3/23. APY based on monthly balance. Rainy Day Savings earns 7.00% APY for $0.01-$500, 5.00% APY for $501-$1000, and 0.05% for $1,001+. Minimum $25 monthly automatic transfer from a St. Mary's Bank checking or from Direct Deposit required. One free withdrawal per month and $2.00 for each withdrawal thereafter. Limit one Rainy Day Savings per member. This offer is subject to change without notice. Fees may reduce earnings. Rates subject to change without notice. For complete account terms and conditions, please navigate to www.stmarysbank.com or visit a branch location.

2. Annual Percentage Yield (APY) accurate as of 4/19/24. Rates and terms subject to change without notice. Rate is guaranteed from time of purchase to maturity. Subject to penalty for early withdrawal. Fees may reduce earnings. $500 minimum opening deposit required.

3. Rewards Credit Card: Exclusions may apply. St. Mary's Bank Visa Platinum Rewards and Visa Business Platinum Rewards Credit Card accounts are automatically enrolled to earn double points on each dollar spent, up to $2,000, on gas purchases May 1, 2024 through August 31, 2024. Double points will be calculated and posted at the end of each promotional month. Cardholder will earn 10,000 bonus points for spending $1,500 within 90 days of account opening, OR earn 5,000 bonus points for spending $750 within 90 days of account opening, for qualified transactions made at participating merchants using their Rewards Card. See credit card Rewards Terms and conditions for more information regarding Rewards program.

5. Early Pay: If we receive notice from an employer or government agency that your funds are ready, we may post your direct deposit earlier than your “official” scheduled payment day. Subject to originator payroll/funds process and timing. St. Mary’s Bank will not assume liability for not depositing funds to your account early.

6. Loan Rate Discount: Available with automatic funds transfer from a St. Mary’s Bank checking account.

7. 603 Account: St. Mary’s Bank will donate 6.03 cents to a non-profit per debit card purchase transaction. Maximum donation for each category is established each year and posted online at stmarysbank.com/603. The primary account owner will select the non-profit/category at time of account opening and may change it once per year. Donations will be made to the designated non-profit in the selected category in place at the time of payout. Beneficiary organizations are designated at the sole discretion of St. Mary’s Bank and posted online at www.stmarysbank.com/603. Donations are made by St. Mary’s Bank and not considered to be charitable donations by the account owners. $10 minimum balance required to open account. Avoid $2 monthly paper statement fee by enrolling in free eStatements.

St. Mary’s Bank is a member-owned credit union. Membership is open to anyone with the purchase of one share of capital stock for $5. Federally insured by NCUA. 

© 2024 St. Mary’s Bank - 200 McGregor Street Manchester, NH 03102.  All rights reserved. Federally Insured by NCUA. Equal Opportunity Lender

DRAW WHAT YOU NEED, LOCK IN YOUR RATE.

$50 with Auto Loan1

Close a new or refinanced auto loan with us directly and get $50 at closing.

  • Complete your loan application by November 30, 2020
  • Apply now with offer code GO50

Current Offers

$50 with Auto Loan1

Close a new or refinanced auto loan with us directly and get $50 at closing.

  • Complete your loan application by November 30, 2020
  • Apply now with offer code GO50

DRAW WHAT YOU NEED, 
LOCK IN YOUR RATE.

Schedule an AppointmentVisit a Branch Near YouView Deposit Rates

Take advantage of these limited-time specials.

MORE WAYS TO BOOST YOUR SAVINGS

BANK WITH THE NATION’S FIRST CREDIT UNION

In 1908, St. Mary’s Bank opened its doors in Manchester, New Hampshire, becoming the first credit union in the nation. Over a century later, St. Mary’s Bank honors the past while continuously moving the credit union forward with innovative products and services. 

Discover the St. Mary’s Bank difference today.

HUDSON • LONDONDERRY • MANCHESTER • MILFORD • NASHUA • PORTSMOUTH

4.50%

APY*2

14-Month CD/IRA

$500 minimum deposit to open.

4.75%

APY*2

11-Month CD/IRA

$500 minimum deposit to open.

Voted Best Credit Union  

-New Hampshire Business Review BOB Award 


Best of the 603, Credit Union

-Manchester Radio Group 


A Best Company to Work For

-Business NH Magazine 


Best Community Bank 

-Derry News 


Gold Level Lender 

- New Hampshire Housing 


Top NH Lender 

-The Warren Group

STMARYS5

Palace Theatre

Members receive $5.00 off the St. Mary's Bank Performing Arts Series shows at the Palace Theatre. Purchase tickets over the phone, at the box office, or online and use the code:

Buy tickets

Palace Theatre Ticket Discount

Members receive $5.00 off the St. Mary's Bank Performing Arts Series shows at the Palace Theatre. Purchase tickets over the phone, at the box office, or online with code: STMARYS

Buy tickets

May 1 - August 31

Use your St. Mary’s Bank Visa® Platinum Rewards, or Business Platinum Rewards credit card when fueling up and earn THREE points on every gas purchase dollar you spend3.

Get Your Rewards Credit Card

Earn 3 Points on Gas

 Mortgage Prequalification

We offer mortgage financing in New Hampshire, Massachusetts, and Maine. It's easy to apply or get prequalified.

Apply now

Home Equity Line with Lock Option

Our Home Equity Line with Lock Option allows you to convert any or all of your line of credit from a variable rate to a fixed rate at any time.

Learn more

HOMEAdvantage

Buy or sell your home with a HomeAdvantage agent and qualify for HomeAdvantage Cash Rewards at closing—the average savings is $1,545!

Get details

The 603 ACCOUNT

The unique checking account that benefits you and NH non-profits.

  • Get paid up to two days earlier with direct deposit5
  • Enjoy discounted loan rates with automatic payment6
  • Fee-free access to 30,000+ CO-OP and SUM ATMs 
  • Remote check deposit, pay bills, view check images, and more with mobile banking
  • No minimum daily balance requirement, or monthly service fee 
ANIMALS >CHILDREN & FAMILIES >ENVIRONMENT >FOOD & SHELTER >

Every time you make a purchase with your 603 Account debit card, St. Mary's Bank will donate 6.03 cents to a New Hampshire non-profit of your choice7

You select the charity category to receive the donation at account opening. You may designate a different charity each year. 

Schedule an appointmentOpen a 603 Account

Open a new 603 Account or convert an existing St. Mary's Bank checking account.
If you have an existing checking account and would like to convert to the 603 Account, simply call the Member Contact Center at 1-888-786-2791, or visit any branch location.

18-Month Term  |  $500 to open.

5.00%

CD

APY2

18-Month  CD

$500 minimum deposit to open.

Visit a Branch Near You

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).

Schedule an appointment

Rainy Day Savings

A little saved today could mean a lot more for you tomorrow when your savings grow automatically!


7.00% APY1 

up to first $500


5.00% APY1 

on $501 to $1,000


0.05% APY1 

on $1,001+

Automatic monthly deposit required ($25 minimum).  No monthly service fee. One free withdrawal per month.

Open your Rainy Day Account

Rainy Day Savings

A little saved today could mean a lot more for you tomorrow when your savings grow automatically!


7.00% APY1 

up to first $500


5.00% APY1 

on $501 to $1,000


0.05% APY1 

on $1,001+

Automatic monthly deposit required ($25 minimum).  
No monthly service fee. 
One free withdrawal per month.

Open your Rainy Day Savings Account

May 1 – August 31

Use your St. Mary’s Bank Visa® Platinum Rewards, or Business Platinum Rewards credit card when you spend on gas purchases and earn THREE points on every dollar you spend3.

Get Your Rewards

Earn 3 Points on Gas

Use this calculator to determine a savings strategy that could work for you.

Use this calculator to determine a savings strategy that could work for you.