Take advantage of these limited-time specials.
Contact Us | 1-888-786-2791
Current Offers
1. Rainy Day Savings: A minimum deposit of $25 is required to open a Rainy Day Savings account. Annual Percentage Yield (APY) accurate as of 11/3/23. APY based on monthly balance. Rainy Day Savings earns 7.00% APY for $0.01-$500, 5.00% APY for $501-$1000, and 0.05% for $1,001+. Minimum $25 monthly automatic transfer from a St. Mary's Bank checking or from Direct Deposit required. One free withdrawal per month and $2.00 for each withdrawal thereafter. Limit one Rainy Day Savings per member. This offer is subject to change without notice. Fees may reduce earnings. Rates subject to change without notice. For complete account terms and conditions, please navigate to www.stmarysbank.com or visit a branch location.
2. Annual Percentage Yield (APY) accurate as of 6/18/24. Rates and terms subject to change without notice. Rate is guaranteed from time of purchase to maturity. Subject to penalty for early withdrawal. Fees may reduce earnings. $500 minimum opening deposit required.
3. Rewards Credit Card: Exclusions may apply. St. Mary's Bank Visa Platinum Rewards and Visa Business Platinum Rewards Credit Card accounts are automatically enrolled to earn double points on each dollar spent, up to $2,000, on gas purchases May 1, 2024 through August 31, 2024. Double points will be calculated and posted at the end of each promotional month. Cardholder will earn 10,000 bonus points for spending $1,500 within 90 days of account opening, OR earn 5,000 bonus points for spending $750 within 90 days of account opening, for qualified transactions made at participating merchants using their Rewards Card. See credit card Rewards Terms and conditions for more information regarding Rewards program.
4. Refer a Friend Eligibility: Apply with offer code FRIEND50. This offer is available to new to St. Mary’s Bank individuals opening their first St. Mary’s Bank checking account. If you have been a primary or secondary holder of a St. Mary’s Bank checking account within the last six months, you are not eligible for this bonus. Referred party must (a) be a new to St. Mary’s Bank member, (b) open a new St. Mary’s Bank checking account as the primary owner, and (c) establish a minimum $250 recurring direct deposit within 60 days of account opening. A direct deposit is a recurring income electronically deposited into your St. Mary’s Bank checking account by an employer or other organization. It may include salary, pension, government benefits, or other eligible regular income. Certain money transfers, such as person-to-person payments and payments made with apps such as Zelle®, PayPal, or Venmo, do not qualify as direct deposits. Transfers between accounts at St. Mary’s Bank, or other banks or brokerages also do not count as direct deposits. A minimum deposit of $10 is required to open a St. Mary’s Bank checking account. Account must be opened in person at any St. Mary’s Bank branch location. Limit one $50 Refer-A-Friend bonus regardless of how many checking accounts are opened by the referral party. By participating in this program, each party may be aware that the other is a St. Mary’s Bank member.
$50 Bonus for Both Parties: $50 will be deposited up to 30 days after the new member’s checking account (referral party) is opened AND the $250 qualifying direct deposit is completed. The bonus will not be deposited if any account is in default, closed or suspended, or otherwise not in good standing. A referrer can receive up to 10 referral bonus deposits (totaling $500) each calendar year. $50 Refer-A-Friend offer ends December 31, 2024. Bonus may be reported as income to the IRS on a 1099-MISC. Offer subject to change without notice.
6. Early Pay: If we receive notice from an employer or government agency that your funds are ready, we may post your direct deposit earlier than your “official” scheduled payment day. Subject to originator payroll/funds process and timing. St. Mary’s Bank will not assume liability for not depositing funds to your account early.
7. Loan Rate Discount: Available with automatic funds transfer from a St. Mary’s Bank checking account.
8. 603 Account: St. Mary’s Bank will donate $0.0603 to a non-profit per debit card purchase transaction. Maximum donation for each category is established each year and posted online at stmarysbank.com/603. The primary account owner will select the non-profit/category at time of account opening and may change it once per year. Donations will be made to the designated non-profit in the selected category in place at the time of payout. Beneficiary organizations are designated at the sole discretion of St. Mary’s Bank and posted online at www.stmarysbank.com/603. Donations are made by St. Mary’s Bank and not considered to be charitable donations by the account owners. $10 minimum balance required to open account. Avoid $2 monthly paper statement fee by enrolling in free eStatements.
St. Mary’s Bank is a member-owned credit union. Membership is open to anyone with the purchase of one share of capital stock for $5. Federally insured by NCUA.
© 2024 St. Mary’s Bank - 200 McGregor Street Manchester, NH 03102. All rights reserved. Federally Insured by NCUA. Equal Opportunity Lender
DRAW WHAT YOU NEED, LOCK IN YOUR RATE.
$50 with Auto Loan1
Close a new or refinanced auto loan with us directly and get $50 at closing.
- Complete your loan application by November 30, 2020
- Apply now with offer code GO50
Current Offers
$50 with Auto Loan1
Close a new or refinanced auto loan with us directly and get $50 at closing.
- Complete your loan application by November 30, 2020
- Apply now with offer code GO50
DRAW WHAT YOU NEED,
LOCK IN YOUR RATE.
Take advantage of these limited-time specials.
MORE WAYS TO BOOST YOUR SAVINGS
BANK WITH THE NATION’S FIRST CREDIT UNION
In 1908, St. Mary’s Bank opened its doors in Manchester, New Hampshire, becoming the first credit union in the nation. Over a century later, St. Mary’s Bank honors the past while continuously moving the credit union forward with innovative products and services.
Discover the St. Mary’s Bank difference today.
HUDSON • LONDONDERRY • MANCHESTER • MILFORD • NASHUA • PORTSMOUTH
4.50%
APY*2
14-Month CD/IRA
$500 minimum deposit to open.
4.75%
APY*2
11-Month CD/IRA
$500 minimum deposit to open.
Voted Best Credit Union
-New Hampshire Business Review BOB Award
Best of the 603, Credit Union
-Manchester Radio Group
A Best Company to Work For
-Business NH Magazine
Best Community Bank
-Derry News
Gold Level Lender
- New Hampshire Housing
Top NH Lender
-The Warren Group
STMARYS5
Palace Theatre
Members receive $5.00 off the St. Mary's Bank Performing Arts Series shows at the Palace Theatre. Purchase tickets over the phone, at the box office, or online and use the code:
Palace Theatre Ticket Discount
Members receive $5.00 off the St. Mary's Bank Performing Arts Series shows at the Palace Theatre. Purchase tickets over the phone, at the box office, or online with code: STMARYS
May 1 - August 31
Use your St. Mary’s Bank Visa® Platinum Rewards, or Business Platinum Rewards credit card when fueling up and earn THREE points on every gas purchase dollar you spend3.
Earn 3 Points on Gas
The 603 ACCOUNT
The unique checking account that benefits you and NH non-profits.
- Get paid up to two days earlier with direct deposit6
- Enjoy discounted loan rates with automatic payment7
- Fee-free access to 30,000+ CO-OP and SUM ATMs
- Remote check deposit, pay bills, view check images, and more with mobile banking
- No minimum daily balance requirement, or monthly service fee
Every time you make a purchase with your 603 Account debit card, St. Mary's Bank will donate $0.0603 to a New Hampshire non-profit of your choice8.
You select the charity category to receive the donation at account opening. You may designate a different charity each year.
Open a new 603 Account or convert an existing St. Mary's Bank checking account.
If you have an existing checking account and would like to convert to the 603 Account, simply call the Member Contact Center at 1-888-786-2791, or visit any branch location.
7, 14, or 18-Month Term | $500 to open.
5.00%
CD/IRA
APY2
7, 14, or 18-Month Term
$500 minimum deposit to open.
Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
CD/IRA
Rainy Day Savings
A little saved today could mean a lot more for you tomorrow when your savings grow automatically!
7.00% APY1
up to first $500
5.00% APY1
on $501 to $1,000
0.05% APY1
on $1,001+
Automatic monthly deposit required ($25 minimum). No monthly service fee. One free withdrawal per month.
Rainy Day Savings
A little saved today could mean a lot more for you tomorrow when your savings grow automatically!
7.00% APY1
up to first $500
5.00% APY1
on $501 to $1,000
0.05% APY1
on $1,001+
Automatic monthly deposit required ($25 minimum).
No monthly service fee.
One free withdrawal per month.
May 1 – August 31
Use your St. Mary’s Bank Visa® Platinum Rewards, or Business Platinum Rewards credit card when you spend on gas purchases and earn THREE points on every dollar you spend3.
Earn 3 Points on Gas
Use this calculator to determine a savings strategy that could work for you.
Use this calculator to determine a savings strategy that could work for you.
Refer a Friend and You Both Get $504
Refer St. Mary’s Bank to friends and family and you’ll both get $50 when they open a new checking account with qualifying direct deposit4.
See form for more details.
