Earn 7.00% APY1
Rainy Day Savings
A little saved today could mean a lot more for your tomorrows when your savings grow automatically!
What would you do with an extra $1,000?
Our high-rate Rainy Day savings account can help you turn these goals into a reality. With every penny you put in, you earn an extra percentage back. Don't let your hard-earned cash sit idle in your jeans pocket or in money-moving apps! Let your savings grow in the background.
It’s easy!
Direct deposit as little as $25 a month and watch your savings flourish. Take the first steps towards making those $1,000 dreams into tangible tomorrows.
Your Future You Will Thank You
Your future you could have a lot more when your automatic saving starts today!
up to the first $500 with a Rainy Day savings Account.
BANK WITH THE NATION’S FIRST CREDIT UNION
In 1908, St. Mary’s Bank opened its doors in Manchester, New Hampshire, becoming the first credit union in the nation. Over a century later, St. Mary’s Bank honors the past while continuously moving the credit union forward with innovative products and services.
Discover the St. Mary’s Bank difference today.
HUDSON • LONDONDERRY • MANCHESTER • MILFORD • NASHUA • PORTSMOUTH NORTH HAMPTON • CONCORD (Summer 2025)
Voted Best Credit Union
-New Hampshire Business Review BOB Award
Best of the 603, Credit Union
-Manchester Radio Group
A Best Company to Work For
-Business NH Magazine
Best Community Bank
-Derry News
Gold Level Lender
- New Hampshire Housing
Top NH Lender
-The Warren Group
© 2025 St. Mary’s Bank - 200 McGregor Street Manchester, NH 03102. All rights reserved. St. Mary’s Bank is a member-owned credit union. Membership opened with purchase of one share of capital stock for $5. Federally Insured by NCUA.
1. A minimum deposit of $25 is required to open a Rainy Day Savings account. Annual Percentage Yield (APY) accurate as of 2/14/25. A minimum $25 monthly automatic transfer from a St. Mary's Bank checking or qualified direct deposit is required. One free withdrawal is available per month, and a $2.00 fee for each withdrawal afterward. One Rainy Day Savings allowed per member. Rainy Day Savings earns 7.00% APY for $0.01-$500, 5.00% - 7.00% APY for $501-$1000, and 0.05% - 7.00% for $1,001+. Fees may reduce earnings. Rates and terms subject to change without notice.
St. Mary’s Bank is a member-owned credit union. Membership opened with purchase of one share of capital stock for $5
Federally insured by NCUA. Equal Opportunity Lender.
Find a location | Schedule an appointment
For questions call 1-888-786-2791
Automatic monthly deposit required ($25 minimum).
No monthly service fee.
One free withdrawal per month.
See rates
7.00% APY1 on the first $500 you deposit into this account. After this earn a staggered rate of return on the next two tiers.
5.00% - 7.00% APY1 on $501 to $1,000
0.05% - 7.00% APY1 on $1,001 and over
NCUA Insured
Your deposits are federally insured by the NCUA up to $250,000.
Online and Mobile Banking
4.9 Mobile app rating, free credit score, manage accounts, pay bills remote deposit, alerts, and more.
When you open an account, you're more than customer, you are a member.
Better Banking
Even small deposits to your savings add up over time. Use the savings calculator to see how to put a savings strategy to work for you.