Earn 7.00% APY1

Open Today

Rainy Day Savings

A little saved today could mean a lot more for your tomorrows when your savings grow automatically!

What would you do with an extra $1,000?

Our high-rate Rainy Day savings account can help you turn these goals into a reality. With every penny you put in, you earn an extra percentage back. Don't let your hard-earned cash sit idle in your jeans pocket or in money-moving apps! Let your savings grow in the background.

It’s easy! 
Direct deposit as little as $25 a month and watch your savings flourish. Take the first steps towards making those $1,000 dreams into tangible tomorrows.

Your Future You Will Thank You

Your future you could have a lot more when your automatic saving starts today!

St. Mary's Bank

up to the first $500 with a Rainy Day savings Account.


In 1908, St. Mary’s Bank opened its doors in Manchester, New Hampshire, becoming the first credit union in the nation. Over a century later, St. Mary’s Bank honors the past while continuously moving the credit union forward with innovative products and services. 

Discover the St. Mary’s Bank difference today.


Voted Best Credit Union  

-New Hampshire Business Review BOB Award 

Best of the 603, Credit Union

-Manchester Radio Group 

A Best Company to Work For

-Business NH Magazine 

Best Community Bank 

-Derry News 

Gold Level Lender 

- New Hampshire Housing 

Top NH Lender 

-The Warren Group

© 2024 St. Mary’s Bank - 200 McGregor Street Manchester, NH 03102.  All rights reserved. St. Mary’s Bank is a member-owned credit union. Membership opened with purchase of one share of capital stock for $5. Federally Insured by NCUA.

1. A minimum deposit of $25 is required to open a Rainy Day Savings account. Annual Percentage Yield (APY) accurate as of 11/3/23. APY based on monthly balance. Rainy Day Savings earns 7.00% APY for $0.01-$500, 5.00% APY for $501-$1000, and 0.05% for $1,001+. Fees may reduce earnings. This offer is subject to change without notice. Minimum $25 monthly automatic transfer from a St. Mary's Bank checking or from Direct Deposit required. One free withdrawal per month and $2.00 for each withdrawal thereafter. Limit one Rainy Day Savings per member. For complete account terms and conditions, please navigate to www.stmarysbank.com or visit a branch location.

St. Mary’s Bank is a member-owned credit union. Membership opened with purchase of one share of capital stock for $5
Federally insured by NCUA. Equal Opportunity Lender.

Find a location   |   Schedule an appointment 

For questions call 1-888-786-2791

Existing Member

Automatic monthly deposit required ($25 minimum).
No monthly service fee.
One free withdrawal per month.
See rates

7.00% APY1 up to first $500
5.00% APY1 on $501 to $1,000
0.05% APY1 on $1,001 and over

Open TodayExisting MemberOpen TodayExisting Member

NCUA Insured

Your deposits are federally insured by the NCUA up to $250,000.

Online and Mobile Banking

4.9 Mobile app rating, free credit score, manage accounts, pay bills remote deposit, alerts, and more.

When you open an account, you're more than customer, you are a member.

Better Banking

Savings Calculator

Even small deposits to your savings add up over time. Use the savings calculator to see how to put a savings strategy to work for you.